For investors
Building the substrate for a trillion-dollar market.
Commercial underwriting still runs on email, spreadsheets and judgment locked in people's heads. Lore turns that judgment into governed, versioned software.
Judgment as IP
The playbook makes an MGA's appetite what it should have been: versioned, testable, auditable, portable. Not tribal knowledge. Not a vendor's black box.
A lead that grows inside each firm
Every decision a desk makes inside Lore stays in that firm's tenancy. Year two knows the desk in a way a new competitor never can. Nothing ever trains anyone else's model.
Across the value chain
Intake, appetite, price, the human gate, the audit trail. Lore runs the path end to end and plugs into the systems MGAs already own: inbox, policy admin, pricing models.
The wedge
UK MGAs, underserved by core systems built for carriers. Where the pricing engine is an actuary's spreadsheet, the usual integration objection disappears. We start at intake and grow from there.
One system, five parts