About
Lore is the system that runs a submission from pack to decision. It reads what arrives, chases what's missing, checks the risk against the playbook and prices it through the firm's engine, and nothing goes to the broker until an underwriter approves, rejects or overrides.
Vision
Appetite should not live in one person's head. Day one, we sit with the best underwriter in the team and write how they decide. That becomes a playbook: versioned, testable, owned by the firm.
Then the desk keeps deciding inside Lore. Every approval, override and rejection stays in that firm's tenancy. Lore reads those signals, drafts the playbook change, and shows what it would have done to the book.
The point is not more models. The point is a desk that spends its hours on the call, on infrastructure that already knows how this firm writes.
Why us
We took Flock from pre-revenue to £50M+ in premium and an £80M exit to Admiral Group. We saw underwriting friction at scale. That is the work Lore is built for.
CEO
Joined Flock pre-revenue and stayed 4.5 years through the £80M acquisition. She led AI product from 0 to 1, including Jay, Flock's Agentic Fleet Assistant.
Co-managed Flock's £30M Series B, with Octopus Ventures and Commerz Ventures.
CTO
An engineer for more than eight years. He took an MSc in Computer Science at the University of Southampton, with modules including machine learning and data mining.
At Flock he built core platform pieces and the agentic submission extraction pipeline. He was a founding engineer at Myndstream.